PayPal The Overview
There are many flexible ways to pay when the time comes to make your deposits on any Jumpman Slots casino. But surely the most convenient and secure option comes from the ultimate in electronic payment methods – PayPal.
When it comes to paying for goods and services online, PayPal was the first widely available financial payment service to break the monopoly of the old traditional banking services. Until the advent of PayPal, the only way to make payments was to use your debit card, or your old school Barclaycard or Access card, if you were lucky enough to be accepted for credit.
Even these were unavailable if you were an ordinary, private trader. Whilst individual consumers could make payments with plastic cards, only established retailers were eligible for merchant accounts. This meant that whilst you and I could pay for goods. We couldn’t receive funds if we were the seller. The set up fees and commission involved also made it impractical to even attempt to persuade the big banks to give you a trading account.
This became a big problem in the early days of the internet, when the world’s first global online market place, eBay, started to take off. The good old paper payment cheque really didn’t do the job. Online trading was supposed to be quick. But waiting for the cheque to arrive in the post; then a further five working days for the funds to clear; then post the purchased item to the buyer, meant that the whole process could take weeks.
Fortunately, a solution was soon to be found…
History of PayPal
PayPal was launched as a fledgling electronic money transfer service in 1999, by a newly formed start-up company called Confinity. This represented a truly rapid development, as Confinity itself had only been incorporated the previous year. The service caught the eye of Elon Musk the serial entrepreneur currently responsible for Space X and Tesla. His company at the time was an online banking services company called X.com, and he snapped up PayPal’s highly promising payment service in March 2000.
The service was a brilliant success, mostly because of its usefulness to customers and traders on the rapidly expanding eBay. In fact, PayPal was so successful that the decision was taken to take the company public barely three years after its launch, in 2002. The company’s shares were valued at $13, raising a total of over $61 million.
But nothing stays the same for long in this business. Barely months after its in initial launch, eBay decided that they liked it so much they bought the company. So it was that in July 2002, PayPal was acquired by eBay for a total of $1.5 billion, valuing each share at $23. This represented an almost doubling in value of the company in the space of just a few months.
But you can see why. At that time, PayPal was accepted as a payment in well over 70% of all eBay auctions, with roughly 25% actually being settled via PayPal.
The service continued in its rapid growth, so that by 2010, PayPal had around 100 million active user accounts in 190 different countries, using something like 25 different currencies.
By the end of 2012, PayPal was responsible for total payments of $145 billion and accounted for around 40% of eBay’s total revenues. But it was also developing its role as a more general online payment method, as other retailers and traders caught on to its practical benefits as an all-round payment solution.
In 2014, the company was so big, it was decided to spin it off from its eBay masters, and in July 2015 it became a New York stock exchange listed company in its own right.
In 2017, the last year for which total revenue figures are available at the time of writing, there were around 20 million account holders in the United Kingdom alone. PayPal has a total of just fewer than 230 million active customer accounts around the world and carried out 7.6 billion unique transactions. It operated in over 200 countries across the globe and traded in 25 different currencies.
But even to this day, the corporate politics continue. In 2018 it was announced that PayPal’s links with its former owner eBay will be loosened still further. From 2020, PayPal will no longer be the preferred payment option on eBay. It will still be accepted on the site, but it will no longer be listed ahead of conventional debit and credit card payments as it had been before.
PayPal remains headquartered in San Jose, California. Its total revenues in the 2017 financial year were over $13 billion, and its shares were valued on the New York NASDAQ stock exchange at around $73 at the time of writing.
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How Does PayPal Work?
PayPal is the world’s most widely used form of electronic method for making payments online. It is free to open an account and there are not normally any charges for using the service to make a payment. All you need to sign up for the PayPal service is a valid e-mail account, plus details of a bank or credit account which you need to fund your payments. You do not need to “pre-load” your PayPal account in advance. Instead, when you complete a transaction the funds are automatically transferred from your chosen linked bank or credit account.
It really is that simple. The nuts and bolts of the service are that you simply go to the PayPal.com/uk website, fill in a few personal details and register your e-mail address. You will then need to come up with a secure password. Finally, you will need to register your chosen bank account, debit or credit card. You can register more than one linked account if you wish.
To actually make a payment, all you need to do is tap or click on the PayPal button at your chosen online trader or retailer’s checkout page. You will then be re-directed to PayPal’s secure login page. Just add your e-mail address and secure password and your payment will be made.
This service has the great advantage of being very secure. You are never required to disclose your banking or financial details to the retailer or vendor. Instead, PayPal effectively acts as a money transfer service, so the seller never receives your banking details. Neither can your details be intercepted, stolen or hacked, because they are never transmitted in the first place.
Other Services
PayPal has come a long way since its original launch around two decades ago. It is now far more than just a simple way to pay for goods and services online. Now you can also use it as a simple money transfer service, for example to friends or relatives abroad or to make payments between friends instead of cash. Plus of course you can receive payments too. This is where the charges come in though: it is usually free to make a payment, but PayPal make their money by charging a commission fee to the vendor, seller or recipient instead.
The service has become ever more popular across the world, especially with the increasing popularity of smartphones. Mobiles are now by far the most popular devices used to access the online world, and are now responsible for the vast majority of online shopping and trading. PayPal’s easy to use and intuitive app is easy to download and makes payments via your mobile swift, simple and secure.
Finally, there is also now the option of opening a PayPal credit account. This allows you to spread your payments, rather than having to pay instantly via your linked account. Charges for this service are similar to those you would expect from a traditional credit account.
Summary
When it comes to making payments online, PayPal really is the simplest, speediest, most convenient and most popular option around today. It was the first major method to market and it remains the first choice for millions of customers worldwide every day.
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For a stellar experience in a site with a spectacular space theme, check out Space Wins. There are hundreds of slots including new games and jackpot titles, as well as a variety of other games. A huge selection of promotions are available as well to rocket your play to the stars.
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Catch the Lucky Star to win up to 500 Free Spins
No Deposit Offer: New Players Only, No Deposit Required, Valid Debit Card Verification Required, £8 Max Win Per 10 Spins, Max Bonus Conversion £50, 65x Wagering Requirement, Full T&Cs apply
First Deposit: New players only, min deposit £10, £8 max win per 10 spins, max bonus conversion equal to lifetime deposits (up to £250), 65x wagering requirements and full T&Cs apply.
Payment Methods Available
Our Ratings
| Overall Rating: |
5 |
| Member Rating: |
5 |
Checklist Information
| UK Licenced: |
Yes |
| Penny Bingo: |
No |
| BOGOFF: |
No |
| Newbie Rooms: |
No |
| Featured Site: |
No |